If you are facing difficulties paying your tax, do reach out to IRAS before the payment due date and we will work out a suitable payment arrangement with you.
For individuals or businesses in financial difficulties
IRAS may offer a suitable payment arrangement, such as a longer instalment plan, if you are unable to pay your tax due to unexpected or extenuating circumstances including:
- High medical expenses
- Loss of employment or substantial reduction in income
- Business under financial distress (e.g. facing lawsuits from creditors or business closure)
You may be required to submit documentary evidence to support your request for a longer instalment plan.
Arranging for a longer payment plan
If you require more time to pay for your taxes, you may appeal for a longer payment plan via the ‘Apply for Payment Plan’ digital service at mytax.iras.gov.sg. Note that instalment plans are only available if you choose to pay via GIRO.
If you have an existing GIRO arrangement
View the video below on how to customise your payment plan in 2 simple steps:
- Cancel existing plan
- Arrange new plan
You may also view the cancel and reactivate GIRO guide (PDF, 1.36MB) for the detailed steps.
If you do not have an existing GIRO arrangement (for Individual Income Tax and Property Tax)
View the video below on how to customise your payment plan in 2 simple steps:
- Apply for GIRO (using DBS/POSB or OCBC bank) via mytax.iras.gov.sg
- Arrange new plan
Alternatively, you may refer to the apply for payment plan guide (PDF, 2.32MB) for the detailed steps.
If you do not have an existing GIRO arrangement (for Corporate Income Tax and Goods and Services Tax)
Customise your payment plan in 2 simple steps:
- Complete the hardcopy Master GIRO form (PDF, 689KB) and send it to IRAS; and
- Submit your payment proposal online within the same day.
- Corporate Income Tax and PIC Recovery
- Goods and Services Tax
IRAS will review your request and inform you of the outcome within 15 working days. You may also be asked for more information for IRAS to better understand and assess your situation.
Financial and other support services
If you require other forms of assistance specific to your circumstances, you may wish to approach the following agencies:
For social assistance
For employment assistance
For enterprise assistance
Enterprise Singapore provides companies with various financial and non-financial assistance schemes.