2027 Property Tax Bill

Extended GIRO Scheme for Residential Property (Retirees)

You can apply for an extended instalment plan of up to 24 months for the payment of the property tax for your residential property if you meet the eligibility criteria for the scheme. With effect from 1 Jan 2026, the eligibility criteria are:

• You live in the property (i.e. your property is taxed at the owner-occupier tax rates); and
• Your assessable income must not exceed $39,000 (based on your latest income tax assessment available); and
• All property owner(s), are aged 65 or above; and
• You have outstanding property tax to pay for the property.

Refer to Experiencing difficulties in paying your tax? for the steps on how to apply for an extended instalment plan. You will be required to declare that you meet the above criteria in your application.

Please note that your extended instalment plan will be reverted to the standard instalment plan of up to Dec 2027 if you are subsequently found to not have met the above criteria.

Understanding Property Tax

Property tax is a tax on ownership of property. It is an annual tax which is payable regardless whether you rent it out, live in it, or leave it vacant.

Finding Annual Value Information

If you own the property: You can check the current AV by using the View Property Summary digital service for free. All AVs shown are as at current date. If there is any change to the AV stated in your 2027 Property Tax bill, it will only be reflected on the digital service from the effective date of change.

If you do not own the property: You can use the Check Annual Value of Property digital service to search the AV of a property for $2.50 per search. This digital service maintains AV information for the current year and up to 5 back years. This digital service only provides information on AV and other information on the property is not made available. 

Property Tax Rates

How property tax is calculated: Property Tax = Annual Value x Tax Rates

Property tax rates on owner-occupied and non-owner-occupied residential properties are applied on a progressive scale. All other properties are taxed at 10% of the Annual Value.

Owner-occupier tax rates

Owner-occupier tax rates apply to only 1 property you own and live in. The other residential properties that you own will be taxed at the non-owner-occupier rates, even if you live in them as second homes.

For married couples: You can only apply for the owner-occupier tax rates to 1 home, whether owned jointly or separately.

Applying for owner-occupier tax rates

Property Tax Payment

2027 Property tax bill payment deadline: 31 Jan 2027. 

IRAS will send customised SMS reminders with your property address, tax amount to be paid and property tax reference number. Final reminders will be sent in the last week of January.

Check property tax balance

Use the IRAS bot (bottom right of this webpage) or the "Check Property Tax Balance" digital service to check your property tax balance.

GIRO payments

Set up GIRO to enjoy one-time deduction or up to 12 interest-free monthly instalments.

For Individuals:

• myTax Portal (for DBS/POSB ,OCBC, UOB, Bank of China, Citibank, HSBC and Maybank customers)
• Internet Banking (for POSB/DBS/ OCBC/ UOB customers)
• AXS stations (for DBS/POSB customers)

For Businesses:

• myTax Portal (for DBS/POSB, OCBC, UOB, Maybank and Bank of China customers)

If you had a previous GIRO arrangement with IRAS before, you can re-activate it at myTax Portal under "Apply/Manage GIRO Plan".

Digital payments using your property tax reference number

• PayNow QR and AXS via myTax Portal: Payment will be updated to your tax account immediately
• Internet Banking: Payment will be updated within 3 working days
• Other modes of payment 
  
  

Electronic Property Tax (e-PT) Bills

Enjoy convenience and go green by choosing e-PT bills. You will be notified via SMS and/ or email when your e-PT Bill is ready. You may view your bill via our "View Property Tax Notices" digital service.

Benefits of e-PT Bills

Improved property tax digital billing experience

For multiple property owners, if you have opted for consolidated electronic property tax bills, you will get a single notification when all your digital bills are ready for viewing at mytax.iras.gov.sg.

The improved property summary in myTaxPortal (Singpass login required) presents an overview of the property tax position for all your properties and provides the option for you to print a consolidated summary statement.

Corporate owners can download essential property tax information for your company's needs.

Interactive property tax bill (i-Bill)

You can access your Interactive property tax bill (i-Bill) through myTax Portal Landing Page under Tax Matters at a Glance and pay your property tax bills on your mobile phones or laptops through i-Bill.

Property Tax Digital Services

You can access digital services at myTax Portal to:

• Manage your preference for electronic or paper notices
• View your account summary (tax account details, payment plan schedule, statement of account, etc.)
• View your property summary (annual value, tax rate, etc.)
• View a copy of your notices/bills and correspondence
• Apply or withdraw owner-occupier tax rates

Find out more information on our digital services.

Useful links

• Property Tax Rebate for All Owner-Occupied Residential Properties in 2026
• Property Tax Calculator
• Check if you are eligible for Owner-Occupier Tax Rates

FAQs